For each and every 2 Dubai Residents, there is one car. According to the Roads and Transport Authority (RTA), Vehicle Density of 540 cars per 1,000 folks Dubai is the highest in the Region and actually among the highest on earth.
This may come as a no shocking information because of the sharp boost in Population and variety of cars being doubled within the last 8 years.
With all these surge in population and number of cars, on an average everybody takes nearly One hour and 45 minutes to commute back and forth from work everyday. In such a traffic-prone environment as this, it is certainly not advisable to travel without Insuring your automobile.
“Because even when we drive very cautiously we can't predict the way the body else on the highway end up driving”.
This shows why it is always safe for each car owner to insure the automobile prior to it being too late because the famous proverb lets us know that, “Prevention is preferable to cure”. Generally there's 2 types of Motor Insurance; Comprehensive and Alternative party.
The Comprehensive Motor Insurance in Dubai, covers the driver and yet another cars in the event of any sort of accident and the 3rd party covers the opposite party and the passenger alone. But in 3rd party Insurance, in case there is a major accident, the person who 's for your unfortunate incident must purchase all of the damage inflicted to his own vehicle.
“Prevention is definitely a lot better than cure”
Many Dealerships come up with promotions where they guarantee a free of charge Insurance when purchasing a fresh car especially during the times of Ramadan. Usually these Dealers develop the next party insurance scheme that might not extremely effective. You'll are accountable to all of them with a damaged door claiming for the Insurance to pay this issue but the provider might tell, “Sorry, this Insurance Scheme does not cover the problem”. This is the reason you will have to read all of the scheme related documents from promotions carefully.
“The real question is not regardless of whether you use a Auto insurance or not, it is which kind of Auto insurance you have”
Auto insurance plan in Dubai but the question we would like one to consider is, The vehicle Insurance which i've opted may be the correct one personally or otherwise not.
Whenever you accidently run into another car causing a damage to both cars and if the passenger is hurt, and also you had subscribed to a Comprehensive Car Insurance Scheme, it will take proper care of all the expenses and allow you to lead a pleasing and happy life putting you back to normal but if you hadn’t, you will must pay for all the expenses from hospital to property damage from the own pocket.
If you feel all the Insurance Policies in Dubai are identical, Omega comes as a shock with all the Invisible improvement in claim services and from offering the most cost effective to the additional benefits we've all of it covered within our Insurance Scheme at Omega.At Omega Insurance, we understand that cars are not just a medium used for Transport but a great deal of research, money, time and emotion switches into buying “that right car” for you and if something happens into it, it's not only a home damage but we know it really is even more than that.
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